Your SBA loan package, done in minutes

Upload your tax returns and P&L. Answer a few questions. Get a lender-ready loan package — the same deliverable a $15K broker puts together.

Free to start. No credit card required.

The problem

The SBA loan process wasn’t built for you

Small business acquisitions are booming. The loan process hasn’t kept up.

✕
SBA Data
85%
of SBA loan applications are rejected
Most aren’t bad deals — they’re incomplete packages, inconsistent numbers, or missing forms
⏱
Industry Avg
60-90
days from application to approval
Sellers don’t wait that long. Deals die while borrowers are still assembling paperwork
📈
FY2025
$27B+
in SBA 7(a) loans approved last year
Record volumes — more people are buying businesses than ever, but the process hasn’t changed
💸
Broker Fees
$15K
average cost of an SBA loan broker
Most of that fee goes toward assembling the same documents Backable generates automatically
💡

The #1 reason deals fall apart isn’t the business — it’s the financing. Backable makes sure your loan package isn’t the bottleneck.

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Why Backable

The SBA loan process is broken. We fixed it.

✕
Without Backable
The way everyone does it today
✕
6–8 weeks to assemble your package
Chasing documents, reformatting spreadsheets, re-doing projections your lender didn’t like
6–8 wks
✕
$10–15K for a loan broker
Or DIY it and spend every night Googling “SBA Form 1919 instructions”
$10-15K
✕
85% of applications get rejected
Usually not because the deal is bad — because the package was incomplete or inconsistent
85%
✕
No idea if you’re ready to submit
You send it to the lender, cross your fingers, and wait weeks for a response
✕
Projections don’t tie to your historicals
Lenders catch this immediately — it’s the #1 reason packages get sent back
⚠️

The average first-time buyer loses their deal because financing took too long

✓
With Backable
Submit your package this week
✓
Lender-ready package in under an hour
Upload docs, answer questions, export a complete PDF your lender can act on immediately
< 1 hr
✓
A fraction of what a broker charges
The same deliverable a $15K broker puts together — for a fraction of the cost
90% less
✓
Package score tells you before you submit
Real-time readiness grade catches missing docs, inconsistencies, and red flags lenders look for
A-
✓
Every form pre-filled from your data
Form 1919, personal financial statement, business plan, and SBA-specific projections — done
✓
Projections auto-tied to your actuals
3-year forecasts built from your P&L with DSCR calculated automatically — no spreadsheet gymnastics
🔑

Close your deal faster. Stop wrestling with paperwork and start running your business

📄
1. Upload your docs
💬
2. Answer a few questions
📦
3. Export your package
How it works

From uploaded docs to lender-ready package

Upload your financials, answer a few questions, and Backable assembles everything your lender needs — in minutes, not months.

PDF
2024_Tax_Return.pdf
Parsed · 42 fields extracted
✓
XLS
Riverside_HVAC_PnL.xlsx
Parsed · 3 years revenue data
✓
⚡
42 fields auto-filled
Across Form 1919, PFS & projections
Upload docs, we do the rest
Drop in your tax returns and P&L. Backable extracts every data point and pre-fills your entire loan package automatically.
B
What’s your veteran status? This is optional and won’t affect your application.
Non-VeteranVeteranSkip
Non-veteran
DL
B
Got it. Now — will you be guaranteeing more than 20% of this loan?
Yes, 100%Partial
Plain-English guided walkthrough
No more deciphering government forms. Our AI walks you through each question in language you actually understand.
A-
Package
DSCR above 1.25x threshold
All SBA forms complete
Projections tied to historicals
Personal financial stmt done
LOI pending upload
Lease assignment missing
Know if you’re lender-ready
Real-time package score shows exactly what’s done, what’s missing, and what will get you rejected before you submit.
SBA Form 1919
✓ Complete
Personal Financial Statement
AI Generated
Business Plan & Narrative
AI Generated
Debt Schedule
✓ Complete
Every form, pre-filled and formatted
Form 1919, personal financial statements, business plans, projections — generated from your data and ready to submit.
3-Year ProjectionsDSCR 1.42x ✓
2023
2024
Yr 1
Yr 2
Yr 3
Revenue
Expenses
Projections that tie to your historicals
Auto-generated 3-year forecasts built from your actual P&L. DSCR calculated instantly so you know if the deal pencils.
LO
Live Oak Bank
HVAC specialist · Avg 23 day close
94%
NT
Newtek Bank
Service businesses · Avg 28 day close
87%
RB
ReadyCap Lending
Acquisitions focus · Avg 31 day close
81%
Matched with the right lender
Not all SBA lenders fund all deals. We match your industry, deal size, and location to lenders who actually close deals like yours.
app.trybackable.com
backable.Form 1919 Assistant
68% filled
✓ Owner Info✓ Business Info● BackgroundCitizenship
B
I’ve pulled your personal details from the tax returns you uploaded. Here’s what I’ve pre-filled on Section II:
Auto-filled from 2024 return
Full Legal NameDavid M. Levinson
SSN•••-••-4827
% Ownership100%
Looks right. What’s next?
DL
B
Now the background questions — these are the yes/no criminal & citizenship questions on the form.
Form 1919Personal Financial Stmt
SBA
U.S.
SBA 7(a) Borrower Information Form
(Section II: Individual Owner Information)
Full Legal NameSSN / Tax IDDOB
David M. Levinson•••-••-482706/15/1999
Background Questions
17.Presently subject to an indictment...?
Yes✓No
18.Arrested in the last 6 months...?
Yes✓No
19.Ever been convicted or placed on probation...?
Yes✓No

Backable walks you through every form in plain English while filling the real document in real time.

Michael Torres
Michael Torres
Acquired Riverside HVAC Services — Austin, TX
✓ Deal closed
“

I spent three weeks trying to put together my SBA package on my own. Backable did it in 40 minutes. My lender said it was the cleanest first-time application he’d ever seen.

Michael left a corporate finance role to acquire a $680K HVAC business using an SBA 7(a) loan. He used Backable to prepare his full loan package and was approved on his first submission.

40 min
Package prep time
$680K
Acquisition price
1st try
Approved on
Our guarantee
Get approved or get your money back.

If your lender rejects your application due to an issue with the loan package Backable prepared, we’ll refund you in full. No questions, no fine print.

Full refund
No questions asked
Package-related rejections only

Stop Googling SBA forms. Start closing your deal.

Upload your tax returns and P&L. Answer a few questions. Get a lender-ready loan package in minutes.

Free to start. No credit card required.