Your SBA loan package, done in minutes

Upload your tax returns and P&L. Answer a few questions. Get a lender-ready loan package — the same deliverable a $15K broker puts together.

Free to start. No credit card required.

The problem

The SBA loan process wasn’t built for you

Small business acquisitions are booming. The loan process hasn’t kept up.

85%
of SBA applications rejected
60–90
days to approval
$15K
average broker cost

The #1 reason deals fall apart isn’t the business — it’s the financing.

Built for Main Street

The businesses our customers are buying

Commercial Cleaning
Commercial Cleaning
Distribution & Fulfillment
Distribution & Fulfillment
HVAC Services
HVAC Services
Landscaping
Landscaping
Why Backable

The SBA loan process is broken. We fixed it.

Today
With Backable
6–8 weeks to assemble your package
Lender-ready in under an hour
$10–15K for a loan broker
A fraction of the cost
No idea if you’re ready to submit
Package score tells you before you send
Projections don’t tie to your historicals
Auto-tied to your actual P&L
1Upload your docs
2Answer a few questions
3Export your package
Integrations

Connects to the tools you already use

Import your data directly from your accounting software, payroll system, or CRM — no manual data entry.

QuickBooks
Xero
FreshBooks
Sage
Wave
NetSuite
Gusto
ADP
Salesforce
HubSpot
Zoho Books
Pipedrive
Your deliverables

Everything your lender needs, in one package

No guessing what to include. Backable assembles every document — formatted, cross-referenced, and ready to submit.

Your Loan
Package
6 documents · 1 PDF
Lender-Ready
Package assembled

Every document formatted to SBA & lender specifications — cross-referenced and consistent so nothing gets sent back.

Get started →
SBA
Borrower Information Form
Full Legal Name
SSN / Tax ID
% Ownership
Q1.
✓
Q2.
✓
Q3.
✓
SBA Form 1919
Borrower Information Form
Auto-filled
Personal Financial Statement
Assets
Cash & savings
Real estate
Investments
Retirement
Liabilities
Mortgage
Auto loans
Credit cards
Other
Net Worth
Personal Financial Statement
Assets, liabilities & net worth
Auto-built
Business Plan
Market Analysis
Management Overview
Acquisition Rationale
Business Plan
Market analysis & management overview
Auto-built
3-Year Projections
DSCR 1.42x
'23
'24
Yr 1
Yr 2
Yr 3
Revenue
Expenses
3-Year Projections
With supporting assumptions
Auto-built
Debt Schedule
ObligationBalanceMo. Pmt
Proposed SBA 7(a)$510K$4,820
Equipment lease$42K$890
Vehicle loan$18K$420
Total$570K$6,130
Debt Schedule
Current & proposed obligations
Auto-built
Use of Proceeds
Acquisition price60%
Working capital18%
Closing costs12%
Renovations10%
Use-of-Proceeds Summary
How every dollar gets allocated
Auto-built
How it works

From uploaded docs to lender-ready package

Upload your financials, answer a few questions, and Backable assembles everything your lender needs — in minutes, not months.

PDF
2024_Tax_Return.pdf
Parsed · 42 fields extracted
✓
XLS
Riverside_HVAC_PnL.xlsx
Parsed · 3 years revenue data
✓
⚡
42 fields auto-filled
Across Form 1919, PFS & projections
Upload docs, we do the rest
Drop in your tax returns and P&L. Backable extracts every data point and pre-fills your entire loan package automatically.
B
What’s your veteran status? This is optional and won’t affect your application.
Non-VeteranVeteranSkip
Non-veteran
DL
B
Got it. Now — will you be guaranteeing more than 20% of this loan?
Yes, 100%Partial
Plain-English guided walkthrough
No more deciphering government forms. Our AI walks you through each question in language you actually understand.
A-
Package
DSCR above 1.25x threshold
All SBA forms complete
Projections tied to historicals
Personal financial stmt done
LOI pending upload
Lease assignment missing
Know if you’re lender-ready
Real-time package score shows exactly what’s done, what’s missing, and what will get you rejected before you submit.
SBA Form 1919
✓ Complete
Personal Financial Statement
AI Generated
Business Plan & Narrative
AI Generated
Debt Schedule
✓ Complete
Every form, pre-filled and formatted
Form 1919, personal financial statements, business plans, projections — generated from your data and ready to submit.
3-Year ProjectionsDSCR 1.42x ✓
2023
2024
Yr 1
Yr 2
Yr 3
Revenue
Expenses
Projections that tie to your historicals
Auto-generated 3-year forecasts built from your actual P&L. DSCR calculated instantly so you know if the deal pencils.
LO
Live Oak Bank
HVAC specialist · Avg 23 day close
94%
NT
Newtek Bank
Service businesses · Avg 28 day close
87%
RB
ReadyCap Lending
Acquisitions focus · Avg 31 day close
81%
Matched with the right lender
Not all SBA lenders fund all deals. We match your industry, deal size, and location to lenders who actually close deals like yours.
app.trybackable.com
backable.Form 1919 Assistant
68% filled
✓ Owner Info✓ Business Info● BackgroundCitizenship
B
I’ve pulled your personal details from the tax returns you uploaded. Here’s what I’ve pre-filled on Section II:
Auto-filled from 2024 return
Full Legal NameJohn Doe
SSN•••-••-6789
% Ownership100%
Looks right. What’s next?
DL
B
Now the background questions — these are the yes/no criminal & citizenship questions on the form.
Form 1919Personal Financial Stmt
SBA
U.S.
SBA 7(a) Borrower Information Form
(Section II: Individual Owner Information)
Full Legal NameSSN / Tax IDDOB
John Doe•••-••-678906/15/1999
Background Questions
17.Presently subject to an indictment...?
Yes✓No
18.Arrested in the last 6 months...?
Yes✓No
19.Ever been convicted or placed on probation...?
Yes✓No

Backable walks you through every form in plain English while filling the real document in real time.

Our guarantee
Get approved or get your money back.

If your lender rejects your application due to an issue with the loan package Backable prepared, we’ll refund you in full. No questions, no fine print.

Full refund
No questions asked
Package-related rejections only
FAQ

Common questions

What do I need to get started?
Just your business’s recent tax returns and a P&L statement. Upload them and Backable auto-extracts 42+ data fields — no manual data entry required. You can also connect QuickBooks, Xero, or your other accounting software to import data directly.
Is Backable a lender or a broker?
Neither. Backable is a software tool that helps you prepare your SBA loan package. We don’t make lending decisions, originate loans, or charge broker fees. Think of us as the prep work — you still choose your lender and submit directly.
How does the money-back guarantee work?
If your lender rejects your application due to a material defect in the loan package Backable prepared, we’ll refund your fees in full. You have 30 days from the documented rejection to submit a claim. The guarantee covers package quality — not factors like creditworthiness or lender criteria outside our control.
Can I use Backable if I already have a lender?
Absolutely. Many users already have a lender relationship and just need a complete, professionally formatted package to submit. Lender matching is optional — the package builder works on its own.
What’s included in the finished package?
Your export includes SBA Form 1919 (Borrower Information), a Personal Financial Statement, Business Plan & Narrative, Debt Schedule, Use-of-Proceeds Summary, and 3-Year Financial Projections with DSCR calculated automatically — all cross-referenced and ready to submit.

Stop Googling SBA forms. Start closing your deal.

Upload your tax returns and P&L. Answer a few questions. Get a lender-ready loan package in minutes.

Free to start. No credit card required.