Practical guides on SBA loans, acquisition financing, and getting your deal across the finish line.
A detailed, up-to-date guide to SBA loans in 2025–2026, covering 7(a), 504, Express, and Microloan programs, current interest rates, major rule changes under SOP 50 10 8, and step-by-step instructions to improve your approval odds.
A complete SBA 7(a) loan package for a business acquisition requires 23–28 documents across four categories. This checklist covers every form, statement, and supporting document your lender needs — with the most common errors that cause delays.
SBA Form 1919 is the most important document in your loan package — and the most error-prone. This step-by-step guide walks you through every section, with common mistakes to avoid at each step.
85% of SBA loan applications are rejected. But the #1 reason isn't bad credit or weak cash flow — it's incomplete or inconsistent documentation. Here's a data-driven breakdown of the 7 most common document failures and how to avoid each one.
The median SBA 7(a) acquisition loan closes in 60–90 days. But document preparation consumes 40–60% of that timeline. Here's a phase-by-phase breakdown of where the time actually goes — and the bottleneck most buyers don't see coming.
SDE and EBITDA both measure business earnings, but SBA lenders use them differently depending on deal size. Here's exactly when each metric applies, how to calculate both, and why getting it wrong can cost you the deal.
SBA 7(a) acquisition loans require a minimum 10% equity injection. But where the money comes from matters as much as the amount. Here's what counts, what doesn't, and how to document it so your lender doesn't send the package back.